When Does Long Term Care Insurance Start?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Long Term Care Insurance starts paying when the insured person can no longer care for themselves without personal assistance, and when the days of the elimination period have passed. There used to be a trigger that would allow the benefit to be paid if a doctor said that long term care was needed, but almost no policies include this trigger any more.
    Answered on August 10, 2013
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