1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The kind of life insurance you should get depends on the type of need you have. If you need temporary protection to pay off a mortgage, send your children to college, etc, Term insurance is the least expensive for a large face amount. If you want coverage for your funeral, you should get Permanent insurance, so that the policy will be in effect when you pass away. If you want to put accumulate a source of funds to use for expenses or retirement in the future, getting Permanent insurance with a potential for good cash value would be the way to go.
    Answered on August 9, 2013
  2. 11783 POINTS
    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    What kind of life insurance should you get? Well depends on what you think you need and the need itself. Do you only need coverage for a period of time, or a lifetime? You should look at term, universal (variable) and whole life and see what works for you and what appeals to you. All three forms of coverage are just fine, but be certain the coverage you choose applies to your need.
    Answered on February 16, 2016
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