It depends a lot on what state you are in. Humana does have HMO & PPO Medicare Advantage plans. However, people often confuse what they know about health insurance prior to turning 65 with health insurance after they turn 65. There are big differences. It is no longer about HMO or PPO. All Medicare Advantage, HMO & PPO are basically in the same category which is a Medicare Advantage plan. It really becomes a question of do you want a Medicare Advantage plan or a Medicare Supplement plan (Medigap)?
One of the great features of a Medicare Supplement plan is there is "no network" so you can go to any doctor or hospital in any state you want. If they take Medicare they will take the Medicare Supplement regardless of carrier.
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One of the great features of a Medicare Supplement plan is there is "no network" so you can go to any doctor or hospital in any state you want. If they take Medicare they will take the Medicare Supplement regardless of carrier.