1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    An APS is your medical history from your Attending Physician Statement. But in reality it's more than a statement, it is your complete medical file from your doctor. If you have more than one doctor, then the life insurance company is going to order all APSs from all your doctors.
    Answered on August 5, 2013
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    An APS for life insurance stands for an Attending Physician Statement. It is the medical record that is ordered for people who apply for life insurance while having a medical condition that needs further review by the underwriter. By looking at the APS, the insurance company can provide a fairer price because they can tell whether your health condition is more controlled than someone else with that same illness.
    Answered on September 2, 2013
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