Who Should Buy Whole Term Life Insurance?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   Assuming the question is referring to a participating whole life insurance product with a term rider, you need to determine you suitability for such a product and it's design. If you're seeking death benefit coverage, guaranteed universal life may be less in premiums. If your coverage is only temporary, then you should consider term life insurance.

   Answered on August 4, 2013

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