1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    All of your personal property is covered under a renter’s policy.  The policy covers damage that is caused by one of the perils identified in the policy.  The IPhone is probably covered away from the residence as ten percent of the coverage limit is available for your personal property away from the residence.  Recovery is reduced by the deductible.
    Answered on June 27, 2014
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