The price of life insurance for a 40 year old depends on the health, tobacco use, weight, and gender of the applicant, in addition to how much life insurance is purchased and what type of policy is bought. Short term policies cost much less than permanent policies. Policies for smokers usually cost at least double the rate of policies for nonsmokers. Coverage for those with serious health conditions can cost 10 times or more of the premium for a 40 year old with perfect health.
To get an estimate of a life insurance quote for a 40 year old with your characteristics, you can run a quote on an website advertising "instant life insurance quotes". You can input different amounts and different types of policies to see how rates differ for different scenarios.
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To get an estimate of a life insurance quote for a 40 year old with your characteristics, you can run a quote on an website advertising "instant life insurance quotes". You can input different amounts and different types of policies to see how rates differ for different scenarios.