When Does Disability Insurance Start?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   Disability insurance starts after the elimination period has been satisfied, e.g. 30 days and sometimes up to a years.. Most Americans have around 90 days in cash reserves. Generally speaking advisers recommend the elimination period match your cash reserves or the short term disability benefit in their employer sponsored group plan (if offered.)

   Answered on August 3, 2013

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