Will My Homeowners Insurance Cover Renters?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The personal property of tenants is not covered in your homeowner’s policy.  You are not responsible for their personal property.  The tenant should purchase their own insurance.  If the tenant has the right to invite people onto the property you might consider requiring that they have a tenant’s policy.  They are responsible for any personal injury or physical damage that could occur.
    Answered on May 20, 2014
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