1. 1265 POINTS
    Drew Delaney, J.D., CLCS
    Commercial Lines Producer, Secure Investors Group, INC, Troy, Michigan
    The short answer is it depends upon the state.  

    One of the most basic principles of insurance is a person/company must have an insurable interest in the property.  In order to have an insurable interest in an automobile a person must have a valid drivers license and sometimes a registration.  

    If a state allows an illegal immigrant to obtain a drivers license, then that person can obtain auto insurance.  If the person cannot obtain a drivers license from that state, he cannot obtain auto insurance and even being behind wheel is illegal. 

    Political debates aside, an illegal immigrant should find a state where he/she can register for a drivers license and get auto insurance.  This not only benefits them because they will get property and liability coverage, but it will also benefit other drivers because it provides them something to recover from in the case of an accident. 
    Answered on August 1, 2013
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