1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    It's important to secure life insurance coverage if family members, business partners or charities depend on your economic power to earn a living and protect them from financial exposure if you died. Without coverage, the unexpected death of a bread winner or partner can cause untold financial misery for those dependent on you.
    Answered on July 31, 2013
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    It is important to get life insurance because it is a simple way of meeting important needs. Even if you have invested and saved to care for obligations after your death, life insurance is income tax free, cashed in quickly and easily, is left to a person, and does not go through probate. While the rest of the estate is being sorted out, life insurance pays the bills.
    Answered on September 2, 2013
  3. 29 POINTS
    Thomas McGill
    Licensed Benefit Advisor, GoHealth,
    Depending on your situation, needs vary from client to client. To get an accurate plan, have a needs analysis performed. Do you have kids? Are you married? Do you have a mortgage and/or debt? Do you want income replacement?  Just depends on your needs and build a plan around that.
    Answered on May 16, 2014
  4. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    It is important if you love anyone. Someone will incur grief, suffering and pain when you die. That is the human condition. Among those will be a group who will also suffer economic loss. If you care about those who will suffer economic loss make an appointment with a life insurance agent and begin the process of getting coverage, for their sake.
    Answered on October 30, 2014
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