1. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    You should look into critical illness as a part of your medical insurance defensive planning. If your family has a predisposition to disease or confinement based of a disposition to illness, then you should consider critical illness insurance. Your vocation may have health consequences not paid by workers compensation. If that’s true or highly possible then you should consider critical illness.

     
    Answered on June 28, 2013
  2. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    If your family has a predisposition to chronic illness or specific disease, you may want to consider critical illness insurance to supplement your medical coverage. It's also important to address critical illness offered in medical group plans because the price can be cheaper that individual critical illness insurance coverage.
    Answered on July 26, 2013
  3. 1380 POINTS
    James Elbaum
    President | Founder, CLM Insurance Group, Delray Beach, FL
    You should purchase critical illness insurance if you're concerned with maintaining your current lifestyle ini the event of a critical illness.  Even if your health insurance plan pays the hospitals and providers who is going to pay your bills and other costs of living while you are recovering from your critical illness?  With benefits paying lump sum cash to you, you can pay the mortgage, car notes, credit cards etc while you recover.
    Answered on April 7, 2014
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