What Does Dave Ramsey Say About Variable Annuities?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Dave Ramsey says to only consider variable annuties if you are totally debt free and have used all your tax-deferred options. Make sure you understand the fees, riders, options and surrender period associated with your annuity. Use these four mutual funds: 1) growth, 2) international, 3) growth and income, and 4) aggressive growth. Finally, Dave Ramsey says to never use annuities inside retirement options.
    Answered on July 27, 2013
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