To get life insurance on your mom, sit down with her and ask her what medications she takes, her height and weight, what health conditions she has had in the past and currently. Ask her what she wants to spend, or if you are the one who will be paying for it, ask her what amount she would like to see you get for her. It will seem less intimidating if she has a say in it.
Then contact a website or agency for a quote. If you are getting it for final expense purposes, you will want to get a permanent policy. When getting life insurance on someone else, it is usually best to buy a No Exam policy, if you can. Your mom may have to do a phone interview to be approved.
They will draft the first premium from your or your mom's checking account when she is approved, and her policy will be in force.
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Then contact a website or agency for a quote. If you are getting it for final expense purposes, you will want to get a permanent policy. When getting life insurance on someone else, it is usually best to buy a No Exam policy, if you can. Your mom may have to do a phone interview to be approved.
They will draft the first premium from your or your mom's checking account when she is approved, and her policy will be in force.