Assuming this question refers to term life insurance, there are several health classifications for both male and female with differing guaranteed periods of coverage like 5, 10, 15, 20 and 30 years. A life insurance company will determine your underwriting classification based on your gender, age, smoking status, health history and current medical condition. It also includes activities that can modify the premium price based on motor vehicle violations, dangerous recreational sports or hazardous vocations.
Some of the reoccurring insurance company names that frequent the term life insurance spreadsheets are SBLI and Ohio National.
You can run life insurance quotes on numerous websites advertising "instant life insurance quotes". These will bring up the cheapest rates for your particular age and sex. Some will even allow you to input some health and other risk factors.
Every company has their niche. So this will bring up the cheapest life insurance rates for YOU.
Agent Owner, Gilmore Insurance Services, Marysville, Washington State
Who has the cheapest life insurance rates? It's going to depend on what gender, what face amount, what duration and even what payment mode... Actually the cheapest life insurance rates are really dependent upon the applicant's good health. Your "discounts" on premiums for life insurance come from your good health.
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Some of the reoccurring insurance company names that frequent the term life insurance spreadsheets are SBLI and Ohio National.
Every company has their niche. So this will bring up the cheapest life insurance rates for YOU.