What Insurance Do I Need To Rent A Car In The Us?

  1. 1265 POINTS
    Drew Delaney, J.D., CLCS
    Commercial Lines Producer, Secure Investors Group, INC, Troy, Michigan
    This depends upon where you are coming from.

    If you currently live in the U.S. you will have a couple of options.  There are endorsements available through your current Home and Auto policies for rented/non-owned cars.  

    If you have a credit card, then the credit card might offer car rental insurance if it is used to purchase the rental.  

    If you don't have Home/Auto insurance in the U.S. or a credit card then you can always purchase rental insurance through the rental agency.

    I hope these options help.
    Answered on July 17, 2013
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