Yes, if your parents have you listed as a "Rated Driver."
I need to qualify the above answer by saying this: some carriers look at all household members and will sometimes deny insurance based upon one potential driver. A regional carrier that I deal with will refuse to insure an entire household if one of the household members is an uninsurable interest. What this means is if a child/spouse/insured has a bad driving record they will not provide insurance.
How it works with most companies is that household members can be non-rated drivers, which means they have to get their own insurance through another policy.
Another thing to consider is whether you live in the house. If you do not, but are under the age of 25, your parents can get an endorsement for "Child Away At School" to get you coverage. However, if you are not in school and/or over the age of 25 then you cannot be on your parents' insurance.
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I need to qualify the above answer by saying this: some carriers look at all household members and will sometimes deny insurance based upon one potential driver. A regional carrier that I deal with will refuse to insure an entire household if one of the household members is an uninsurable interest. What this means is if a child/spouse/insured has a bad driving record they will not provide insurance.
How it works with most companies is that household members can be non-rated drivers, which means they have to get their own insurance through another policy.
Another thing to consider is whether you live in the house. If you do not, but are under the age of 25, your parents can get an endorsement for "Child Away At School" to get you coverage. However, if you are not in school and/or over the age of 25 then you cannot be on your parents' insurance.
I hope this helps.