Can I Get Home Insurance With Aluminum Wiring?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Every homeowner’s application I have seen asks the question “is there aluminum wiring?”  They also ask if there is “knob and tube” wiring.  These forms of electrical distribution only exist in homes over 40 years of age.  These forms of wiring are potentially hazardous.  Most insurers are not interested in houses with either form of wiring.  That doesn’t mean that it would be impossible to find coverage, however, rewiring the home may be a less costly option.
    Answered on May 12, 2014
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