Who Are Annuities Best For?

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    David RacichPRO
    Fountain Hills, Arizona
    Tax deferred annuities are suitable for mid to long term savers or investors, those with high tax brackets or fixed interest rate seekers who desire more returns than traditional bank CDs. Interest rates are only on crediting method available with tax deferred annuities. Other crediting methods use indices in indexed annuities as well as separate sub accounts in variable annuities. To determine the crediting method most suitable for you, consider establishing a personal financial profile that includes a risk tolerance assessment before purchasing a tax deferred annuity.
     
    Answered on July 16, 2013
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