Does Renters Insurance Cover Lightning Strikes?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Yes less your deductible, lightning is typically a covered peril under a renters policy. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.

   Answered on July 15, 2013

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