Does Renters Insurance Cover My Roommate?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    No, renters insurance is written to cover the personal property of the insured and their immediate family residing with them. Your roommate would be responsible for purchasing their own renters insurance policy to protect their personal items. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.
    Answered on July 15, 2013
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