How Safe Is It To Invest In Annuities?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Annuities are among the safest forms of investment, particularly fixed or Indexed Annuities.  Provided you follow the tax laws and contract, there is really very little risk of losing money.  Fixed Annuities have a guaranteed interest rate.  Indexed Annuities have rates based on the stock index performance but without the downside risk.  Annuities are also the only retirement vehicles that can guarantee a lifetime income.
    Answered on July 11, 2013
    flag this answer
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The historical record of annuities is excellent.  An annuity is issued by an insurance company.  Insurance companies are subject to state regulation in the state where the contract is issued and in the state where the company is domiciled.  Each state has provisions designed to ensure the ability of the companies admitted to meet all of their promises.
    Answered on August 25, 2014
    flag this answer
    3. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>