How Safe Are Annuities Now?

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    David RacichPRO
    Fountain Hills, Arizona
    Annuity safety can be discussed in two ways: financial strength of the annuity company and the crediting method used in a deferred annuity. An annuity contract is only as good as the issuing annuity company. Rating services and corporate financials are available for review. The annuity crediting method can be a safety issue when using variable annuities with separate sub accounts invested in equities and bond instruments or indexed annuities with policy expenses exposure in non performing years.
     
    Answered on July 8, 2013
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