What Does Life Insurance Test For In A Blood Test?

  1. 1165 POINTS
    Chris Abrams
    Founder, Abrams Insurance Solutions, Inc., San Diego, CA
    A life insurance blood test, along with a urine test and medical records, are used to assess the risk to the life insurance company for offering you insurance.   The blood test checks for any illegal drugs, prescription medications and any health conditions you may have.    
    Answered on July 6, 2013
    flag this answer
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The blood test used for life insurance exams tests for HIV, cholesterol and other lipids, drug use, cotinine (a metabolyte of nicotine), liver function, kidney function, and blood glucose. While not testing for specific diseases, the blood test results can point to a variety of diseases and further documentation may be ordered if exam results are questionable.
    Answered on July 10, 2013
    flag this answer
    3. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>