Why Buy Annuities?
0 POINTSContact Meview profileDavid RacichPROFountain Hills, ArizonaProduct suitability should be a required process of prudence for all potential financial product purchases, including tax deferred and immediate annuities. If your effective tax bracket is high, tax deferred annuities over time can have accumulating advantages, i.e. mid to long term, high tax bracket savers and investors should consider tax deferred annuities. Tax deferred annuities have three basic crediting methods: interest rate crediting, indice crediting and separate sub accounts using equity and bond investments. A risk tolerance assessment needs to be performed to determine your financial profile and product suitability. Keep in mind that tax deferred variable annuities can lose money.Answered on July 4, 2013+01+1 this answer
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