1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Generally if your already pregnant the insurance company will make you wait until after the baby is born.  No insurance company will insure someone knowing that there is a potential claim pending.  Disability insurance does not fall under the Affordable Care Act guidelines for pre-existing conditions therefore there would be know coverage for your pregnancy.
    Answered on July 3, 2013
  2. 11783 POINTS
    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Can you get disability insurance while pregnant? Yes, you can. Will they cover the pregnancy and any complications with? NOPE. Disability policies carry a pre-existing condition clause that allows them to turn down a claim for a condition that occurs prior to the application. So you could get a disability policy while pregnant, but everything connected to the pregnancy would not be covered.
    Answered on July 3, 2013
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