1. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    There are many factors to life insurance underwriting that can contribute to a denial or decline. Unfavorable medical information is the leading cause for declination.  Also negative behavioral lifestyles like addiction, multiple motor vehicle violations or hazardous recreational activities or dangerous vocations. There are financial items like “no insurable interest” between the insured and beneficiaries or the inability to financially justify the amount. 

    Answered on July 3, 2013
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