Is Hazard Insurance The Same As Homeowners Insurance?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Yes hazard insurance is the same as homeowners insurance. It's just different terms used by different people. So your lender may say homeowners insurance or hazard insurance or fire insurance and your talking about the same thing. This term may also be used by title companies as well. Usually it more of a location verbiage. Peoples in different areas just use different terms for the same thing.

   Answered on July 2, 2013

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