How To Compare Home Insurance Quotes?

  1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    The obvious answer is by the numbers.  There really are 2 ways to go about it, but one really I think is preferable.  The first way is tp just tell everyone about the location and how much coverage you want on the house.  Everyone quotes the same dwelling amount so that's a good way to compare it would seem.  However, That probably isn't the way the coverage would be actually underwritten. Look for an agent who is willing to take the time to see the property, inspect it and prepare a recommendation based upon a completed reconstruction analysis.  Look for an agent who will then take the time to discuss the features and benefits of the policy and also identify discount opportunities.  In other words, don't just compare the numbers, compare the professionalism and service.  If you see that just for the quote process, it'll surely be there for the claim process should you ever need it.
    Answered on July 2, 2014
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