Can People With Lupus Get Life Insurance?
0 POINTSContact Meview profileDavid RacichPROFountain Hills, ArizonaLife insurance underwriting protocols are different from company to company when it comes to Lupus. Most underwriters are looking to see what precautions or ongoing management of the disease the patent is performing, cited in the attending physician’s statements. Common underwriting points of interest are the age of diagnosis, Course of the disease, the degree of control, treatment regimen and ancillary medical conditions, even smoking status. Depending upon your specific situation, you may be a candidate for life insurance.Answered on June 28, 2013+21+1 this answer
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63333 POINTSview profilePeggy MaceMost of the U.S.The common rating I have found for persons with mild lupus is Standard. If lupus has been in remission for many years, the rating might be as good as Preferred. If there has been a recent flare up, if labs are abnormal or your lupus has a poor history of control, or if it has attacked some organs, there may be a need to use a simplified issue policy. Still, there is usually life insurance available for all types and severity of lupus.Answered on June 28, 2013flag this answer
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