Does My Health Insurance Cover Std Testing?

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   Christopher Lawrence

   Insurance Broker | Financial Consultant, Lawrence Insurance Consulting, Southern New Jersey

   STD screenings are what is called a qualified expense, meaning that most health insurance policies will cover the expense either in part or full. depending on what type of health insurance you have you may or may not have out of pocket cost. for example if you belong to an HMO then the screening will generally be completely covered, however if you belong to a high deductible health plan then it may not be a covered expense until you reach your deductible or may just be covered in part. You must either call your insurance company or look up the summary of benefits coverage to find out exactly how it will effect you. 

   Answered on June 27, 2013

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