1. 1909 POINTS
    HDA Insurance Brokerage
    Director, HDA Insurance Brokerage, California
    Renters Insurance does cover broken items as a result of a covered loss;   perils may be fire, theft, vandalism etc....   It is important to review your current policy and assess what perils the policy covers against. 

    If an item is covered and claimable under your renters insurance,  it would be preferable to have a replacement cost policy thus providing the replacement value of the item rather than the depreciated value; also, the applicable deductible will be deducted from the claim payout. 

    For those seeking #rentersinsurance, there is a link providing an online format to obtain a quote and buy renters insurance online in multiple States; it may be used directly by Consumers. An exemplary online experience for all!   http://hda.stillwaterinsurance.com
    Answered on June 19, 2014
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