Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
Renters insurance is about the same rate with all carriers. The average renters policy in Montana is bout $100 a year with $30,000 worth of contents and $100,000 in Liability limits with $5,000 in medical pay and a $500.00 deductible. Most carriers are between $10 to $15 a month.
The only advantage in choosing some carriers is that if you already have an auto policy with the same carrier then it can lower your auto insurance.
Example I have a client that has a carrier in our agency for her auto but they carrier doesn't let agents sell the renters policy you can only get it online. But what she did was get the renters policy online for $100 a year but it lowered her car insurance $80 every 6 months
hence it was almost like getting paid to have the renters insurance.
I would talk to your local agent and see if they have any package deals since renters policies are so inexpensive but well worth the investment.
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The only advantage in choosing some carriers is that if you already have an auto policy with the same carrier then it can lower your auto insurance.
Example I have a client that has a carrier in our agency for her auto but they carrier doesn't let agents sell the renters policy you can only get it online. But what she did was get the renters policy online for $100 a year but it lowered her car insurance $80 every 6 months
hence it was almost like getting paid to have the renters insurance.
I would talk to your local agent and see if they have any package deals since renters policies are so inexpensive but well worth the investment.