How Much Is Mcdonalds Health Insurance?

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   Marlin McKelvy

   President, Consumer Directed Benefit Solutions, Memphis, Tennessee

   You may already understand this but for our readers who may not, when we think about McDonald's or some similar organization, we are really thinking about two distinct & separate entities that we put together in our minds.  There is the big corporate McDonalds, which doesn't really sell hamburgers, they sell franchises to sell hamburgers.  Then there is your local McDonald's restaurant, which is usually a locally or regionally owned franchise.  Corporate McDonalds is a major corporation and provides the kinds of employee benefits one would expect in a Fortune 500 environment.  That is totally separate and distinct from your local franchise owner who may own just a few McDonalds locations and is a small business person.  This is the public face you see but associate with the corporate marketing imprint from decades of market presence and lots of advertising.  Benefit decisions are an individual franchise owner's issue not so much for the corporate McDonalds (though they do provide some guidance and access) to be involved with.  This is a question you need to ask at the local employer level.  Employee benefits in the fast food industry are the exception rather than the rule for reasons such as the income levels of the employees, lots of part-time employees, high turnover and relatively slim profit margins for many franchise owners, especially in the early years of their businesses.

   Answered on May 21, 2014

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