What Are Longevity Annuities?

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   David RacichPRO

   Fountain Hills, Arizona

   Assuming you mean any annuity that has the policy provision to annuitize for life no matter how long you live. Lifetime income that you can’t outlive is a powerful financial tool that can be the foundation of a secure retirement. If you annuitize a non-qualified annuity for life time benefits, the basis is amortized to your life expectancy as a portion of your payment from the start of distribution called the exclusion ratio.
     

   Answered on June 22, 2013

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