Which Retirement Plan Is Considered A Defined Contribution Plan?

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   David RacichPRO

   Fountain Hills, Arizona

   Individual Retirement Accounts (IRAs), 401(k) and SEP plans are examples of defined contribution plans under ERISA. These qualified plan are sanctioned government retirement programs with tax deductible contributions, tax deferred accumulation and taxable distributions including basis. 401(k) plans allow employers to match part or all of the employee contributions.
    
    

   Answered on June 23, 2013

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