When Is Life Insurance Not Worth It?

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   David RacichPRO

   Fountain Hills, Arizona

   There are wealthy people in the world who choose to self-insure based on the liquidity position of their financial holdings. In the ideal and “unreal” world of the affluent, you don’t need life insurance because you have no financial liabilities, you leave you assets to heirs and charities and you don’t care about economic leverage and tax favored treatment of the death benefit proceeds. In the real world of the wealthy, most care about every item on this short list.
    

   Answered on June 20, 2013

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