What Is A Qualified Life Insurance Plan?

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   David RacichPRO

   Fountain Hills, Arizona

   Qualified plans are a sanctioned government retirement plan with tax deductible contributions, tax deferred accumulation and taxable distribution including basis. An example of this would be the ERISA (The Employee Retirement Income Security Act of 1974.) Some plans allow employers to match employee contributions. There are several qualified plans available for individuals as well as employer sponsored like 401(k)s, 403(b)s, 412(e), SEP IRAs, IRAs, etc.
    

   Answered on June 23, 2013

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