How Are Life Insurance Premiums Determined?

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   David RacichPRO

   Fountain Hills, Arizona

   Life Insurance premiums are determined by gender, age, health history, current medical condition and other secondary items collected on an underwriting balance sheet of debits and credits are factored into a life expectancy and then are priced accordingly. Then the company adds on their operation costs and profit margin.
    

   Answered on June 19, 2013

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