1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Buying annuities online usually just involves reviewing annuity prices and products and getting to the point where the actual purchase is made. Variable annuities are much more restrictive; in this answer I am just addressing Fixed and Indexed Annuities. With non-variable products, the annuities can be compared, discussed and materials shared by phone, email, mail and fax. The most effective way is to have your agent share his/her computer screen with you, with both of you on the phone or webinar so that questions can be asked and answered right then and there. 

    To actually buy the annuity, the agent most likely will arrange to meet you face to face to review the materials in person, collect the premium and obtain signatures in his/her presence. There are a handful of situations where the entire process may be done remotely.
    Answered on June 19, 2013
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