1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Employer sponsored defined contribution retirement plans offer their employees the opportunity to enroll in their company's retirement plan. some plans auto enroll, but employees can opt out of the plan. Individuals must be proactive in creating a qualified or non-qualified retirement plan other than Social Security which is the mandatory retirement plan for working Americans.
    Answered on September 7, 2013
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