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    David RacichPRO
    Fountain Hills, Arizona
    Annuities have many faceted features that can be used as a foundation of guaranteed income you can’t outlive. The two main types of annuities are immediate and deferred: The policy earning crediting methods are diverse with some annuities using interest rates for fixed annuities, indices for indexed annuities and separate sub accounts in variable annuities. Annuities can be qualified by using them in an ERSIA retirement plan or non qualified.
     
    Answered on June 23, 2013
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