What Does It Mean To Be A Qualified Retirement Plan?

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   David RacichPRO

   Fountain Hills, Arizona

   A qualified retirement plan is a government sanctioned plan that generally allows tax deductible contributions like 401(k)s, 403(b)s, 412(e)s, SEPa, IRAs, etc. There are also qualified defined benefit plans sponsored by employers. These plans accumulate tax deferred and are taxable at distributions. 
    

   Answered on June 28, 2013

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