What Is The Net Cash Value Of A Life Insurance Policy?

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    Peggy Mace
    Most of the U.S.
    The net cash value of a life insurance policy is the cash value minus fees and expenses. If determining the net cash value in order to borrow from the policy, one must also subtract surrender charges, if applicable. Generally, only permanent policies have cash value, and not all permanent policies have it.
    Answered on June 17, 2013
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