How Does Accidental Life Insurance Work?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Accidental Life Insurance (normally called Accidental Death and Dismemberment Insurance) pays the face amount of the policy to the beneficiary if the person insured by the policy dies due to accidental death. It would not pay any proceeds to the beneficiary if death occurred as the result of illness.
    Answered on June 17, 2013
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