Home Insurance, Hazard Insurance or Property Insurance are synonymous general terms. 1 - 4 unit homes are usually protected by a Homeowners Insurance Policy (Owner Occupied) or a Landlords - Dwelling Fire Policy (Tenant Occupied).
The Homeowners Insurance Policy covers the Dwelling, Detached Structures, Personal Property, Loss of Use, Personal Liability and Medical Payments to Others most commonly written on Form HO-3 published by the Insurance Services Office (ISO). It is important to study the features and perils covered; for example, damage caused by Earthquakes and/or Floods is not covered.
The Landlords - Dwelling Fire Policy covers the Dwelling, Detached Structures, Loss of Rent, and Premises Liability most commonly written on Form DP-3 published by the Insurance Services Office (ISO). It is important to study the features and perils covered; for example, damage caused by Earthquakes and/or Floods is not covered.
There is a link providing an online format to obtain a quote and buy home insurance online in multiple States; may be used by Escrow/Closing Professionals, Mortgage Professionals, Real Estate Agents and directly by Consumers. An exemplary online experience for all! http://hda.stillwaterinsurance.com
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The Homeowners Insurance Policy covers the Dwelling, Detached Structures, Personal Property, Loss of Use, Personal Liability and Medical Payments to Others most commonly written on Form HO-3 published by the Insurance Services Office (ISO). It is important to study the features and perils covered; for example, damage caused by Earthquakes and/or Floods is not covered.
The Landlords - Dwelling Fire Policy covers the Dwelling, Detached Structures, Loss of Rent, and Premises Liability most commonly written on Form DP-3 published by the Insurance Services Office (ISO). It is important to study the features and perils covered; for example, damage caused by Earthquakes and/or Floods is not covered.
There is a link providing an online format to obtain a quote and buy home insurance online in multiple States; may be used by Escrow/Closing Professionals, Mortgage Professionals, Real Estate Agents and directly by Consumers. An exemplary online experience for all! http://hda.stillwaterinsurance.com