Is Long Term Care Insurance Necessary?

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   David RacichPRO

   Fountain Hills, Arizona

   If you’re financial well to do or classified as affluent, it is reasonable that you could sell insure. But most Americans will retire between age 65 and age 70 will be living longer. So the odds are high that you’ll need some type assisted living or nursing home care. The average cost of medical bills and extended care is $250,000 over your retirement. To indemnify the potential risk some purchase standalone long term care policies, while others purchase life insurance and annuities with long term care riders.
     

   Answered on June 15, 2013

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