Is Homeowners Insurance The Same As Fire Insurance?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Yes and no.  Homeowners insurance protects you from fire, windstorm, hail, and a multitude of other perils.  It also covers you for liability, theft, and medical payments if someone is injured on your property.  A basic Fire policy is a form of Homeowners insurance but it is much more limited in its coverage.
    Answered on June 15, 2013
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