1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    To find out if someone had life insurance you will have to do some digging and asking. Most people respect making that purchase and keep a record of it somewhere. Relatives may know. You could contact a local insurance agency where that person did business. If all else fails, unclaimed life insurance will eventually be turned over to the unclaimed property files in the state where the policy was purchased.
    Answered on June 14, 2013
  2. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    If you are a direct beneficiary of the decedent, especially if you’re the spouse, review bank records for checks made out to insurance companies. Believe it or not it is the easy avenue to discovery, if you don’t know for sure. And while you’re at the bank check safety deposit boxes and any safes at home. If the decedent was taking social security benefits, the death should be reported. Life insurance companies are supposed to scan the Social Security Master file on a monthly basis (depending upon each state.)
     
    Answered on June 14, 2013
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