What Services Are Covered Under Medicare Part A?

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   Ted Ratliff

   Owner, SFS Associates,

   Medicare Part A covers your hospital charges such as room and board and some other hospital administered lab work and services.  Part B covers doctor visits and out patient lab work.  When you enter the hospital you will have a $1184 deductible for your hospital charges.  If you are in the hospital more than 60 days you will pay $296 each day from day 61 thru day 90.  Hospital stays beyond 90 days puts you in your Lifetime Reserve days.  From day 91 through day 150 you wil pay $592 each day.  Once you use all of your lifetime reserve days you pay 100% of hospital charges during that benefit period.  Once used you no longer have your lifetime reserve days.

   Answered on June 14, 2013

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